Last Updated: Aug 1, 2025

Welcome to the website of America First Life Insurance, a life insurance agency.

By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please review them carefully.

1. Acceptance of Terms

By using this website, you signify your acceptance of these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use our website. We reserve the right, at our discretion, to change, modify, add, or remove portions of these Terms at any time. Please check these Terms periodically for changes. Your continued use of the website following the posting of changes to these Terms will mean you accept those changes.

2. Services Offered

America First Life Insurance provides information and services related to life insurance products. Our website may facilitate contact between you and our licensed insurance agents to discuss your insurance needs. All insurance policies are underwritten by third-party insurance carriers, and not by America First Life Insurance.

3. SMS Opt-In and Communication

By providing your phone number and opting in to receive SMS communications, you agree to receive text messages from America First Life Insurance regarding your inquiries, insurance quotes, policy information, and other related services. Message and data rates may apply. Message frequency will vary.

A. Opt-In Confirmation

You will receive an initial SMS message to confirm your opt-in. Reply "YES" to confirm your subscription.

B. Opt-Out Instructions

You can opt out of SMS communications at any time by replying "STOP" to any message you receive from us. You may also reply "HELP" for assistance.

C. Privacy

Your privacy is important to us. We will not share your phone number or personal information with third parties for marketing purposes without your explicit consent, except as necessary to provide the services you request.

4. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which is incorporated herein by reference. Please review our Privacy Policy at File to understand our practices regarding the collection, use, and disclosure of your personal information.

5. Disclaimer of Warranties

This website and its content are provided "as is" and without warranties of any kind, either express or implied. America First Life Insurance disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, and non-infringement. America First Life Insurance does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

6. Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall America First Life Insurance be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this website, even if America First Life Insurance or an authorized representative has been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless America First Life Insurance, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the website or your breach of these Terms.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Place, without regard to its conflicts of law principles. You agree to submit to the exclusive jurisdiction of the courts located within Place for the resolution of any disputes arising out of or relating to these Terms or your use of the website.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

America First Life Insurance
Email: [email protected]
Phone: 949-295-9052
Address: Mckinney, TX, USA

These Terms and Conditions were last updated on August, 1, 2025